Life & Health Insurance

Life & Health Insurance with Hanneken Insurance

Ensuring your family's financial security and health is essential. At Hanneken Insurance, we offer comprehensive life and health insurance solutions tailored to meet your specific needs. Our team is dedicated to providing the coverage you need to protect your loved ones and maintain your well-being.

Life Insurance

Life insurance is a crucial step in planning for your future and the future of your loved ones. It can fulfill promises made to your family by providing a death benefit to your beneficiaries in return for premiums paid to the insurance company. Life insurance can also provide benefits while you are living.

Types of Life Insurance:

  • Term Life Insurance: Provides coverage for a specified period. It's generally less expensive and is available in varying term periods with fixed premiums. Term insurance can sometimes be converted to permanent coverage, offering flexibility as your needs change.
  • Permanent Life Insurance: Offers lifelong protection as long as premiums are paid. This type of insurance can build cash value over time, earning interest and providing financial flexibility for future needs.

Determining Coverage Needs: The amount of life insurance you need depends on your personal and financial situation. We can help you assess the necessary coverage to ensure your loved ones are financially secure.

Health Insurance

Navigating health insurance options can be complex, especially with the Affordable Care Act's impact. At Hanneken Insurance, we simplify the process, offering guidance on the best plans available through MNsure (Minnesota's health insurance exchange) and the private market.

Health Insurance Options:

  • Individual and Family Plans: Comprehensive coverage tailored to your health needs. 
  • Employer-Sponsored Plans: Options for businesses to provide health benefits to employees.
  • Medicare Plans: Specialized plans designed to meet the unique healthcare needs of seniors and eligible individuals.

Our independent agents represent several insurance companies and are certified to offer coverage through MNsure, helping you find the best options based on your budget and needs.

Did you know that preventive care services, like vaccinations and screenings, are often covered at no additional cost under many health insurance plans? Stay healthy and save money with regular preventive care.

Not sure what coverage you need? Schedule a free consultation with one of our experienced agents. We’ll help you assess your needs and find the perfect insurance solution. Book your appointment now!

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Protect your business with the comprehensive coverage it deserves. Contact us today to discuss your business insurance needs with one of our experienced agents.

Why Choose Hanneken Insurance?

Contact us today to learn more about our home and auto insurance options. Our friendly and knowledgeable agents are ready to help you find the perfect coverage to protect your most valuable assets.

Experience and Expertise

With over 40 years of experience, we have the knowledge and resources to provide top-notch insurance solutions.

Personalized Service

Our agents take the time to understand your needs and tailor policies accordingly.

Community Focused

We are deeply invested in the communities we serve and understand the unique challenges you face.

Get A Free Consultation

If you have any questions, or would like a no obligation insurance review contact us below. 

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